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Simply Free Checking

A free account for everyone! It’s ideal if you’re under 50 and may have less than $1,500 in your account.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge*: $0
  • Free first box of personalized checks
  • Free debit card
  • Free Online and Mobile Banking app**
  • Free Online Bill Pay     
  • Free monthly eStatements

The Simply Free Checking Account makes banking easy and accessible to everyone. When we say free, we mean it. You’re not required to maintain a minimum account balance, and you won’t pay a monthly service charge. Free checking is ideal if you’re looking for a no-obligation way to open a bank account.

*Other fees and restrictions may apply

**Message and data rates may apply

Preferred Interest Checking

Earn even more interest! This account gives you our highest interest rate.

  • Minimum to open: $50
  • Minimum required balance: $1,500
  • When your daily balance is at least $1,500, there is no fee*
  • When your daily balance falls below $1,500, there’s a monthly fee of $7
  • Free personalized checks for life
  • Free debit card
  • Free Online and Mobile Banking app**
  • Free Online Bill Pay
  • Free direct deposit and automatic payments
  • Free monthly eStatements

Are you looking to earn as much interest as possible? Introducing the Preferred Interest Checking Account. This account is ideal if you plan to have at least $1,500 in it at all times. When you do, you’ll earn the highest interest rate we offer on a checking account — all while enjoying the benefits of free checking. 

Don’t worry if your balance falls below $1,500. You still earn our competitive interest rate.

*Other fees and restrictions may apply

**Message and data rates may apply

Simply Free CheckingPreferred Interest Checking
Account OverviewA FREE account for everyoneAn account for those interested
in higher interest
Minimum Opening Balance$50$50
Minimum Balance RequiredYes
Monthly Service ChargeOnly $7 monthly charge if minimum daily balance falls below $1,500*
ChecksFree box of checksFree checks for life
FREE Online and Mobile Banking**YesYes
FREE Debit CardYesYes

    *Monthly Service Charge will be assessed if balance falls below the Minimum Daily Balance Requirements anytime during the statement period.

    **Message and data rates may apply. Check with your cellular carrier for details.

    ***Interest rates and Annual Percentage Yield (APY) are subject to change. Fees could reduce earnings.

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